As seen in Jennifer Jolly’s, USA Today TECH Now Report:
Making money online sounds like a dream come true — which is probably why so many spam e-mails and scam websites litter the Internet and our inboxes with promises of easy money. But earning extra cash on the Internet isn’t just a pipe dream. If you use a bit of common sense to dodge the scams, there are lots of legitimate opportunities to make a little extra pocket money, or even fund a dream vacation. Here are some of the bestlegalnew ways to use the Internet to line your wallet.

Crowdfund your way to success
When you hear the word “crowdfunding,” chances are you automatically think about Kickstarter, which lets designers, developers and writers pitch product ideas that anyone can contribute to. But with GoFundMe, you can use the power of crowdfunding to help pay for your next vacation, cover unexpected bills, go to graduate school or just about anything else. Whatever goal you’re trying to reach, write it up on the site and then ask your friends, family and anyone else to chip in to help — you’ll be surprised at how a few dollars from all of your friends can add up!

Answer questions and share your expertise
Who knew that answering questions could earn you cash? Sites like JustAnswer will pay you (as long as you’re qualified) to answer questions submitted by people who need advice they can trust. For instance, if you’re a tech genius, someone might ask you to help them set up their new smartphone. You have a law degree? Maybe someone needs a simple legal question answered. Auto mechanic? Please, tell me how to reset the car’s computer after I change the oil (but first, walk me through how to change the oil). This is a great way to take what you know and turn it into a nice little side business for yourself.

Another service I have put to the test recently is Rewarder. You sign up and see if you can help anyone who has posted a “reward.” Today, someone is offering $100 if you can help them find their poodle. Another person is offering $50 for a travel itinerary to Sydney, Australia. My personal favorite, someone will pay $20 for proposal ideas for his girlfriend. Easy, fun and the “rewards” add up.

Sell your time or services
If you have free time, there are a lot of services that can turn that time into money earned. Fiverr is an online marketplace where you can post anything you’re willing to do: your creativity (and what people are willing to pay for) is all that limits you. Payments, as the name implies, start at $5 but can go higher. I also like online storefront Zaarly — which is kind of a personal concierge service. Using the site requires you to submit an application, but once you’re approved, what you sell is up to you: dog-walking services? Pilates lessons? Homemade birthday cakes? Closet organization? Describe and price your services as you see fit and wait for orders to come in. One bummer, though, is that it’s not available everywhere yet — check the site to see if it’s offered in your area.

The (small) downside to both of these services is that they require you to have some personal marketing skills: To succeed, you need to convince people on Fiverr and Zaarly that your services are worth paying for.
Ibotta lets users get cash rewards for purchases.

Buy things (and save)
Clipping coupons can be a pain, but a new wave of couponing apps is here to help us save money and even get cash rewards — just for doing the shipping! Ibotta works lets you buy products listed in the app, take a photo of your receipt with your smartphone and get cash rewards deposited into your PayPal account. Ibotta also asks you to watch ads, answer poll questions, or do other small tasks to earn your savings. SavingStar is a similar rewards program, but it ties into your grocery or pharmacy’s rewards card to track your purchases, so you don’t have the hassle of scanning receipts — but on the downside, it works only with a select range of stores. Both of these apps are easier than clipping coupons, and the small savings ($0.25 to $1.00 seems the most common) will add up over time.
Antengo connects you with others in your area who want to buy or sell products.

Have a yard sale … from your smartphone
Yard sales are a great way to earn some extra cash, but they can be a hassle to set up and run. So instead, why not take a picture of what you want to sell on your smartphone and offer it up on the online classified service Antengo? It connects you with others in your area who are want to buy your stuff — Antengo will automatically post the photo and your description of the item to users of its app and to sites like Craigslist and Facebook, so your ad gets the widest reach possible. I’m a little addicted to this service. A garage sale has never been so easy.

There are other services, but these are a few newer ones that most people I know aren’t aware of. What others do you know about? Be sure to let us know in the comments section below.

Posted in Digital Parenting, Girlfriend's Guide, Great Gadgets, In The Press, TechNow, TechStyled, Tips & Tricks, Top tech news

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Posted in Girlfriend's Guide, Great Gadgets, TechNow, Top tech news, Uncategorized, What The Tech

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Posted in Connected Kids, Cyber Safety, Digital Parenting, Girlfriend's Guide, Great Gadgets, In The Press, TechNow, Tips & Tricks, Top tech news

Click here to see video
In a world where most of us already have our smartphones glued to our ears and panic at the mere mention of powering down our devices, wearable technology is shaping up to be the next “big thing” here at CES.

According to new studies from IMS Research, the market for wearable-wireless devices is expected to hit revenues of $6 billion within the next four years. But alongside Android powered eyeglasses and tiny video cameras that fit on your ear are a few new gadgets that might just save your life, or your child’s life.

I sat down with Tennessee Titans quarterback Matt Hasselbeck Tuesday, as he unveiled Reebok’s new Head Impact Indicator. The thin, lightweight black skullcap sports MC10’s latest series of wearable sensors to help measure and detect dangerous hits to the head.

A tiny rechargable pack, about the size of a quarter, sits at the base of your skull. If you’re hit too hard — an impact registering above pre-programmed thresholds based on the head-injury criteria levels (HIC) — a yellow or red light goes on. The idea behind the synthetic cap is to give coaches, parents, athletes, and even us hard-headed weekend warrior types, a tool to take better care of our brains.

It’s easy to see why a professional athlete who gets tackled for a living would get behind this kind of technology. Hasselbeck has had a handful of concussions in his career and says he’s seen too many of his fellow-players suffer traumatic head injuries, when they failed to realize that knock to the noggin was more serious than they thought.

Perhaps even more important he says, is that this kind of technology could help kids, coaches, and parents everywhere. He talked about watching his own three kids play, tumble, and even wipe-out on a bicycle a time or two. With a head-injury, often times the severity isn’t all that obvious, especially to a child. The warning lights built right in to the cap, could help act as an extra pair of eyes.

Of course, whenever we talk about this topic, whether it’s when my own daughter falls off the monkey-bars or takes a spill of a horse (which just happened recently), I always think of actress Natasha Richardson. She died in 2009 after not realizing that a ski fall had caused her brain to bleed. The new Head Impact Indicator cap is expected to show up on store shelves in the first half of 2013.

Posted in Connected Kids, Cyber Safety, Digital Parenting, Great Gadgets, In The Press, TechNow, Top tech news

Predator Proof Your Child's Gadgets: watch video here.

1:23PM EST December 12. 2012 – Handing over a shiny new smartphone or tablet to a youngster is like giving them keys to a sports car and wishing them luck on the freeway. In this TECH NOW, find out how to head off inappropriate content, over-use and even Internet predators with simple steps that even a non-techie parent can manage.

— Set the rules. Have a heart-to-heart about the rules of cyber-conduct. Let them know this is about keeping them safe, which is your job as a parent. Print out, sign and post a family Internet contract so that expectations and consequences are clear.

— Set up content filters. You can set up filters that even your tech-savvy teens can’t hack through.

Android, Apple and Windows devices have settings or apps that with just three to five steps let you “set and forget” a list of filters. You can password-protect your settings, too, so that your kids can’t (easily) outsmart you and undo them.

— Install surveillance software. The next level of protection is surveillance — with the understanding that you’re using these tools to protect, inform and empower your kids, not to spy on them. After all, teens need to learn about the trust, respect and privacy that comes with growing up. For free filters, try K9 Web Protection. It blocks sites in more than 70 categories, including pornography, gambling, drugs,violence/hate/racism, malware/spyware and phishing.

Additionally, the FTC this week said it is investigating whether some apps violate kids’ privacy rights by quietly collecting personal information and sharing it with advertisers and data brokers. The FTC recommends these six steps for parents:

— Try out the apps your kid wants to use so that you understand the content and the features.

— Use device and app settings to restrict a kid’s ability to download apps, make purchases through the app or access other material.

— Turn off your Wi-Fi and carrier connection using “airplane mode” to disable any interactive features, prevent inadvertent taps and block access to material you haven’t approved.

— Look for statements about whether the app or anything within the app collects kids’ personal information. If you can’t find disclosures or assurances that information collection and sharing is limited, consider a different app.

— Check whether the app connects to social media, gaming platforms or other services that enable sharing photos, video or personal information or chatting with other players. If so, see if you can block or limit those connections.

— Talk to your kids about your rules for downloading, purchasing and using apps, and sharing information online. And make sure you tell them why it matters.

Jennifer Jolly is an Emmy award-winning consumer tech contributor and host of USA Today’s new daily digital TECH NOW . Email her at techcomments@usatoday.com. Follow her on Twitter: @JenniferJolly

Posted in Connected Kids, Cyber Safety, Digital Parenting, Top tech news

Cisco study on Internet habits of Gen Y population reveals how the need to stay connected drives every facet of their lives: from work to shopping, friendships to family

SAN JOSE, Calif. – December 12, 2012 – It’s 6 a.m. Your morning alarm shrills piercingly. You sit up groggily, stretch and yawn. It’s time to get ready for school or work – what do you do next? Get dressed? Take a shower? Brush your teeth?

Ninety percent of Gen Y surveyed worldwide said they check their smartphones for updates in email, texts and social media sites, often before they get out of bed, according to the 2012 Cisco® Connected World Technology Report (CCWTR.) There are 206 bones in the human body, and the smartphone could plausibly be considered the 207th for Gen Y. Two out of five said they “would feel anxious, like part of me is missing,” if they couldn’t use their smartphones to stay connected.

Based on a survey conducted by InsightExpress of 1,800 college students and young professionals aged 18 to 30 across 18 countries, the report examines how Generation Y uses the Internet and mobile devices to connect with the world around them. The report reveals their behavior and attitudes about the creation, access and privacy of the enormous amounts of data being generated daily by smartphones, sensors, video cameras, monitors and other connected devices.

Mobile devices are just the beginning. As more and more people, processes, data and things join and interact on the “Internet of Everything,” the volume and potential value of all the data generated by those connections grow exponentially.

Key Findings of the 2012 Cisco Connected World Technology Report
The new morning routine: toothpaste, toilet paper and texting
Gen Y does not want to miss anything. Checking their mobile devices for text, email and social media updates is how they start their day – often even before getting out of bed. For this generation, information is real-time, all the time.
– Nine of 10 respondents globally will get dressed, brush their teeth, and want to check their smartphones as part of the morning ritual for getting ready for school or work.
– For employers, this is meaningful because it demonstrates that the workforce of the future is more agile, more informed and more responsive than any previous generation. They live to connect and communicate.

Me and my smartphone. From morning through night, Gen Y stays constantly connected.
– More than one in four Gen Y respondents (29 percent) say they check their smartphones so constantly that they lose count.
– Globally, one in five checks a smartphone for email, text and social media updates at least every 10 minutes. In the U.S., two out of five check at least once every 10 minutes.
– One-third of respondents check their smartphones at least once every 30 minutes; in the U.S., that figure jumps to more than 50 percent.

Connected or addicted?
– Sixty percent of Gen Yers subconsciously or compulsively check their smartphones for emails, texts or social media updates.
– Of those, women are more driven to connect: 85 percent of women versus 63 percent of men find themselves often compulsively checking their smartphone for text, emails or social media updates.
– Over 40 percent of respondents would go through a “withdrawal” effect and “would feel anxious, like part of me was missing,” if they couldn’t check their smartphones constantly.
– Of those compulsive smart phone users, 60 percent wish they didn’t feel so compelled.

They’re everywhere!

Smartphones are used everywhere, even in the most private of places. The craving to stay connected means that the lines between work and social life/family life are blurring. People check for work updates and communicate at all hours from every place imaginable. Time is elastic: For Generation Y there are no clear markers between “the workday” and personal time – both blend and overlap throughout the day and night.

Is romance dead? Globally, 3 out of 4 respondents use smartphones in bed.

– Don’t forget to wash your hands: Over a third use smartphones in the bathroom.
– Set a place at the table: Almost half of the global respondents (46 percent) said they text, email and check social media during meals with family and friends. More than half of American respondents (56 percent) use smartphones during social meals.
Watch out! Dangerous as it is, almost one in five admits to texting while driving.

About the Study
The third in an annual series, the 2012 Cisco Connected World Technology Report, was commissioned by Cisco and conducted by InsightExpress, an independent market research firm based in the United States. The global study consists of two surveys: one focused on college students and workers aged 18 to 30, and the second focused on IT professionals. Each survey includes 100 respondents from each of 18 countries: United States, Canada, Mexico, Brazil, Argentina, United Kingdom, France, Germany, Netherlands, Russia, Poland, Turkey, South Africa, India, China, Japan, South Korea, and Australia.

Posted in Cyber Safety, Digital Parenting, Top tech news, What The Tech